Posted by admin on Dec 16, 2010 in
Debt Help
If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector.”
You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does [...]
Tags: Attorneys, Automobile, Charge Accounts, Collection Practices Act, Creditor, Creditors, Debt Collection Practices, Debt Collector, Debt Collectors, Debts, Fair Debt Collection, Fair Debt Collection Practices, Fair Debt Collection Practices Act, Inconvenient Times, Legitimate Debt, Mail Telephone, Medical Care, Note However That, Personal Family, Writing A Letter
Posted by admin on Oct 28, 2010 in
Debt Help
Debt consolidation can help you pay your debts without having to take out a home equity loan or a second mortgage. Debt collectors may not engage in unfair practices when they try to collect a debt. A debt is created when a creditor agrees to lend a sum of assets to a debtor. A debt [...]
Tags: Bad Debt, Conscientious Effort, Credit Counseling, Creditor, Debt Collectors, Debt Consolidation, Debt Issues, Debtor, Edged Sword, Finance Professor, Home Equity Loan, Less Than Three Years, Money Problems, Mortgage Debt, Principal And Interest, Second Mortgage, Statute Of Limitations, Tax Purposes, Unfair Practices, Voluntary Contributions
Posted by admin on May 6, 2010 in
Debt Help
When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations [...]
Tags: Bankruptcy Information, Credit Card Accounts, Credit Unions, Creditors, Criminal Convictions, Debt Collectors, Department Store, Family Illness, Financial Crises, Gasoline Card, Insufficient Credit, Judgment Against, Life Insurance, Passage Of Time, Reporting Companies, Seven Years, Statute Of Limitations, Time Limit, Travel Entertainment, Verifiable Accounts